2009 Audio Archives
Thursday, December 17, 2009: A year end look at news with those who work in the business. Guests include Gary Johnson, Local News Editor at the Leader-Telegram in Eau Claire. Angela Moulton is News Director at WPCA Radio in Amery. Jerry Gallagher is Assistant News Director at WQOW-TV in Eau Claire.
Thursday, December 10, 2009: U.S. House Representative Ron Kind-D joins us in the midst of debate on the House floor over the biggest changes to regulation of banks and the credit system since the Great Depression. How will this affect those who've lost their jobs and are struggling with mortgage payments? We'll also find out why Representative Kind opposes earmarks - like the money coming to farmers for falling milk prices.
Thursday, December 3, 2009: Students decide on whether UW-Eau Claire's plan to raise differential tuition by $1,500 a year is a good idea. If they approve of the idea this week, the Board of Regents will weigh in on the increase that's designed to pay for more faculty and expand other opportunities for students - extras that regular tuition doesn't cover. Chancellor Brian Levin-Stankevich joins students to talk about the merits of the "Blugold Commitment". Michael Umhoefer is Student Body President and favors the plan. Off Campus Student Senator, Jake Johnson and Director of the Information Technology Commission, Jacob Kampen have concerns about the plan's fairness - including what the extra tuition should be used for.
Thursday, November 19, 2009: There's debate over whether Wisconsin's long term financial situation is in terrible or not-so-bad shape. What about western Wisconsin? Some perspectives from Executive Director of the Wisconsin Taxpayers Alliance, Todd Berry and Senator Pat Kreitlow-D from Chippewa Falls.
Thursday, November 12, 2009: The latest on public health issues - including the H1N1 flu and which new group will get the vaccine. Access to dental care for low income people and a nursing shortage are acute and long term problems. Guests include Richard Thoune, Director of the Eau Claire City-County health Department. Brent Hafele is Executive Director of the Chippewa Valley Free Clinic. Professor Sheila Smith is Assistant Dean of the UW-Eau Claire College of Nursing and Health Sciences and is President of the Board at the Free Clinic.
Thursday, November 5, 2009: Why are so many horses unwanted and abandoned in western Wisconsin? What about the growth of free-roaming horses in the west? Some blunt answers from Sandra Gilbert, Executive Director of Refuge Farms Horse Rescue and Sanctuary in Spring Valley. (www.refugefarms.org) Joining her is Dr. Don Hoglund, North Carolina veterinarian and equine consultant to the U.S. Department of Interior. He lead the rescue of 2,000 wild horses from the White Sands Missile Range in New Mexico and wrote about it in "Nobody's Horses". At issue for some is whether now-banned domestic horse slaughter exacerbated the situation. Howard Goldman, Minnesota Director of The Humane Society of the U.S. joins with his perspective.
Thursday, October 29, 2009: With honesty and openness, women share their thoughts on aging with Hudson author, Connie Goldman. Her latest book is "Who am I...Now that I'm Not Who I Was? Conversations with women in mid-life and the years beyond." Goldman is a former daily and weekend host of NPR's All Things Considered and has spent the past quarter century focusing on the 'second half of life'.
Thursday, October 22, 2009: Dunn County has the highest number of bringe drinkers in the state according to state statistics. Dunn and Eau Claire Counties just received grants to target and change bad drinking habits by young people. Guests include Jean Christensen, Eau Claire's ATOD Prevention Coordinator. Missy Seibel is Youth Advocacy Advisor for the EC County Reality Check 21 Project. Amber Gerber is the Alcohol, Drug & Violence Prevention Coordinator at the UW-Stout Counseling Center. Jason Hausler is the Lead Prevention Coordinator at Arbor Place, Inc. in Menomonie and he's Chair of the Dunn County Partnership for Youth.
Thursday, October 15, 2009: A 16 day gun hunting season rather than 9 days is up for discussion - it's an alternative to Earn-A-Buck that was suspended. The West Side Outside focuses in on other controversial hunting issues in Wisconsin. Guests include Greg Kazmierski with the Hunters' Rights Coalition; Mark Toso is with the Wisconsin Deer Hunters' Association; Joe Knight is the outdoors writer at the Eau Claire Leader-Telegram and Dave Carlson is Northland Adventures' TV host and producer. A public hearing on proposed changes to next year's deer hunting season is scheduled for October 26 in Eau Claire.
Thursday, October 8, 2009: Those working internationally to stop violence against women and children have work in western Wisconsin too. Eau Claire is the international headquarters of Hagar International - designed to rescue women and girls from human trafficking in Cambodia, Afghanistan and Vietnam. (www.hagarinternational.org) Executive Director Jane Tafel joins us as does UW-Eau Claire senior Lauren Novak who worked in Peru with the Not For Sale project, searching out and rescuing very young prostitutes who are forced into the profession. (www.notforsalecampaign.org) Geri Segal is Executive Director of the Family Support Center where domestic abuse and sexual assault is a focus.
November 3 at 7 p.m. in UWEC's Schofield Auditorium, the topic is Child Sex Slavery: A forum presentation of one student's research working with minors in the commercial sex industry on the streets of Lima, Peru.
Thursday, October 1, 2009: The complexity of addiction - whether it's from alcohol or prescription drugs. Would raising state's beer tax help? Guests include Tom Fuchs, Director of the LE Phillips Libertas Treatment Center in Chippewa Falls. Joining him is Libertas' Medical director, Dr. Robert Lea.
Thursday, September 24, 2009: Two new reports look at the "Consequences of Uninsurance in Wisconsin" and west central Wisconsin. The study was 3 years in the making at UW-Eau Claire. Researchers talk about what they learned. Guests include UWEC Health Care Administration Professor Jennifer Johs-Artisensi; UWEC Emerita Professor of Nursing Lois Taft interviewed people for the study. Dianne Rhein knows firsthand about the stress of keeping insurance when you have terminal cancer.
Thursday, September 17, 2009: A generous new GI bill has lead to an influx of veterans at UW institutions and it's also produced alot of paperwork and some confusion. That's where new Veterans Centers are helping. The one at UW-Eau Claire just opened and one is planned for UW-River Falls where a full time coordinator will soon be on board. Guests include Marc Goulet who is Interim Associate Dean of Students at UW-Eau Claire and is overseeing the Veterans Center. Diane Stegner Roadt is the Center's Veterans Services Coordinator. Alan Tuchtenhagen is Associate Vice Chancellor for Enrollment Services at UW-River Falls.
Thursday, September 10, 2009: Leaders in business, industry, education and government come together each year to talk about ways to enhance the regional economy at the Synergy Conference. This year the challenge is how to steer a company through tough economic times and still be able to think "green". One perk right now is the number of companies getting government defense contracts. Guests include Mark Orendorff, Plant Manager for Great Northern Corporation in Chippewa Falls. Scott Hodek is an economist with the Department of Workforce Development. The conference is September 16-17 at the WITC Conference Center in Rice Lake.
Thursday, September 3, 2009: If there's a way to help Vietnam veterans heal from an awful war, Thuy Smith is looking for it. She's an Amerasian who's spearheaded a number of activities, including legislation to make March 29 Vietnam Veterans Day. We talk to her and western Wisconsin Vietnam veterans David Backstrom, Chuck Gorecki and Chuck Perry.
Thursday, August 27, 2009: Going through home foreclosure is humiliating and financially scarring. We'll have insight into the process and how asking for help is the right thing to do. Guests include Sherry Stabenow, a former mortgage banker, who's the Foreclosure Intervention Coordinator for Western Dairyland in Eau Claire, Buffalo, Jackson and Trempealeau counties. The free service often results in some type of loan modification. Robyn Thibado works with the housing crisis as Social Assets Director for the 7-county West CAP agency based in Glenwood City.
Thursday, August 20, 2009: Insight into making it easier to replace a car with a bicycle. Jeremy Gragert just finished a 2,000 mile ride to see cities the same size as Eau Claire -- such as Olympia and Bellingham, Washington and Corvallis, Oregon. Plus he tried out Portland, Seattle, and Vancouver, British Columbia to get a feel for amenities that encourage bicycling. Joining him is Brad Henderson whose family doesn't own a car but gets around Eau Claire year round on bikes(with some help from a truck). He says the City of Eau Claire's draft Bicycle/Pedestrian Plan will be on its website. People wishing to comment on the plan can go to:
Thursday, August 6, 2009: Thanks to more federal funding, prospects for high speed passenger rail stops in Eau Claire, Menomonie and Hudson just got a little more feasible. The state just released its long range transportation plan and included the possibility. Statewide hearings included one August 20 in Eau Claire. Guests include Scott Rogers, co-chair of the West Central Wisconsin Rail Coalition. Bill Anderson is also a member of the Coalition and has been an avid proponent of rail travel since his first ride on the "400" in 1948. William Draves is a teacher, consultant and futurist author as well as founder of the Hudson-River Falls Area Rail Group.
Thursday, July 30, 2009:UW-Stout Chancellor Charles Sorensen speaks out about how frustrating UW budget cuts have been - especially in the area of faculty retention in Wisconsin. Joining him is Associate Professor of Biology, Kitrina Carlson who helped get a one million dollar grant from the federal government to encourage high school students to study science, technology, engineering or mathematics in high school and college. We'll find out what keeps her in Wisconsin.
Thursday, July 23, 2009: Who's responsible for flower displays, benches and other 'little' things that turn a downtown area from shabby to attractive? We'll find out from those who are part of a BID, or Business Improvement District in Eau Claire. The first BID and oldest one in the state is in Eau Claire. Founder of Higgins Travel, Carl Higgins helped set it up 25 years ago and joins us. Tom Reiter is a BID consultant and planner with the City of Eau Claire; Mel Jahnke is Chair of the South Barstow Street Business District and Network Consultant for Imagineering Computer Consultants.
Thursday, July 16, 2009: Wolves and bear hunting dogs tangle in northern Wisconsin - some dogs are killed this month as bear hunters train their dogs in wolf country. Guests on The West Side Outside talk about the challenges of managing the wolf and bear populations. They are Joe Knight, outdoors writer at the Eau Claire Leader-Telegram and Northland Adventures’ TV host and producer, Dave Carlson. Other guests include wolf expert Adrian Wydeven, a DNR mammalian ecologist and Kendal Durham of Neillsville, the President of the Wisconsin Bear Hunters’ Association.
Thursday, July 9, 2009: Insight into how to preserve natural resources for the next generation. Guests are involved in the Northwest Wisconsin Sustainable Living Fair in Rusk County July 25-26 in Ladysmith. Organizer Cader Olive explains how he lives off the land as much as possible and teaches others how to do the same. Keynote speaker, UW-Superior Economics Professor Jerry Hembd serves as Director of the Northern Center for Community and Economic Development. He co-chairs the UW-Extension Sustainability Team. Denise Johnson is the Energy Project Coordinator at the Lac Court Oreilles Indian reservation.
Thursday, July 2, 2009: What's to love about the environmental features of northern Wisconsin? We'll find out from those who know its glacial, logging, fur trading and mining history and promote edu-tourism. Guests include Jim Mallman, President of Watchable Wildlife and Dave Thorson, a retired forester who runs Down to Earth Tours in northern Wisconsin.
Thursday, June 25, 2009: Mental health experts are calling it a crisis exacerbated by a weak economy - coping with stress, anger, resentments, alcohol, family issues and other emotional behaviors associated with job layoffs, bankruptcy, divorce and the loss of insurance. Guests include Marshfield Clinic psychiatrist, Dr. Mahmoud Ahmed and clinical psychologist Steven Pongonis also from Marshfield Clinic in Eau Claire.
Thursday, June 18, 2009: A decision on whether Eau Claire County can expand its jail on the current downtown river site is imminent. The last step is approval by the Eau Claire City Council. Opponents are working up to the last minute to stop it. Guests include County Board member Colleen Bates who supports the plan and opponent Ryan Wells who's with the group Citizens for Accountable Jail Expansion or CAJE.
Thursday, June 11, 2009: UW-Eau Claire Chancellor Brian Levin-Stankevich talks about the long-term consequences of state budget cuts. But there are good things happening at the university too. Joining him at the half hour is the newest member of the Board of Regents, Aaron Wingad who's a student at UWEC and from Rice Lake.
Thursday, June 4, 2009: The problem with garlic mustard and buckthorn. The West Side Outside focuses on invasive species in western Wisconsin. Regular guests, Joe Knight of the Leader Telegram and Dave Carlson with Northland Adventures join Chippewa Falls Middle School science teacher Kristi Sazama. Her students are attempting to remove the garlic mustard from Irvine Park in Chippewa Falls. Marlo Orth owns 50 acres of forest land that's choked with buckthorn. He explains how he's slowly getting rid of it.
Thursday, May 28, 2009: 17 counties have formed the Cooperative Health Choices of Western Wisconsin to provide health insurance for small businesses, non-profits, municipalities and possibly schools. A strong "wellness" factor is part of keeping rates down. Guests include Exec. Dir. of the St. Croix County Economic Development Corporation, Bill Rubin. He's coordinating the Co-op's formation. Carol Bulman is a Benefit Specialist with the RiverBank Insurance Center and also on the Steering Committee. Congressman Ron Kind is author of a national plan to provide insurance for small businesses. We compare and contrast the plans.
Thursday, May 21, 2009:The trouble with lyme disease and controversy over treatment. Guests include Marina Andrews with Western Wisconsin Lyme Action Group. Ann Krisik from Amery also has Lyme Disease. Dr. Paul Goellner is with the Duluth Clinic in Spooner. He first identified Lyme Disease in Wisconsin in the 70's after his daughter and brother became ill.
Thursday, May 7, 2009: Help for those with aging parents. We talk with the authors of a new book on eldercare, Mom, Dad…Can We Talk? Insight and Perspectives to Help Us Do What’s Best for Our Aging Parents. Author Dick Edwards served for 20 years as administrator of Charter House, a long-term health care facility affiliated with Mayo Clinic in Rochester, Minnesota. He now lives in Menomonie, Wisconsin. Joining him are co-authors, Ruth Weispfenning who serves as Director of Resident Services at Charter House and writer Mike Ransom who puts together memoirs for those in their eighties or nineties and has including poignant stories that include his parents in the book.
Thursday, April 30, 2009: Sexting, sex education, suicide prevention, addiction and the difference between love and infatuation are all part of the curriculum of award winning teacher, Deborah Tackmann. She is the Health Education Instructor at North High School in Eau Claire who won a national Blue Apple Award with distinction for exceptional commitment to health education.
April 21, 2009: To honor Earth Day as a year round event, a social justice group in the Chippewa Valley believes all should participate in shaping the community in which they live. Guests include the head of JONAH's Environmental Task Force, Greg Raleigh from Elk Mound and Mari Jackson, environmentalist and organic gardener from Rock Falls.
April 20, 2009: More and more local communities are focusing on sustainability. We'll look at plans for Dunn County and schools in Osceola. Guests include Dunn County Planner Bob Colson; the county's sustainability consultant, David Wanberg from St. Paul; Director of the St. Croix Institute for Sustainable Community Development, UW-River Falls professor Kelly Cain; and Warren Lang is with the group Sustainable Dunn.
April 14, 2009: Newly elected lawmakers from western Wisconsin give us some insight into their new jobs. Representative Chris Danou-D from Trempealeau and Representative Kristen Dexter-D from Eau Claire join us.
April 13, 2009: What's it like to live in the country - refreshing, shocking, annoying, eye-opening and/or tough? Rural Living Day at Beaver Creek Reserve was April 18. Guests include Erin LaFaive, Eau Claire County UW Extension, Horticulture Educator; Mahlon Peterson, Eau Claire County UW Extension, Agriculture Agent; Ryan Galbreath, Natural Resources Conservation Service, District Conservationist.
April 7, 2009: For 25 years, leaders in industry have lectured at UW-Stout as part of the Arthur R. Cabot Executive Residency. We'll talk to Scott Cabot, President of A.M. Feldman Jewelers in Chicago; Wisconsin's Secretary of Commerce, Dick Leinenkugel; Gail Prock, CEO of Pine Harbor Holding Company in Chippewa Falls which makes the Shadow Shield, a portable stalking and surveillance device; and UW-Stout Industrial Design senior, Christopher Becker.
April 6, 2009: How important is a good teacher to young people who are undecided on whether to get higher education? 2 award winning teachers from the Chippewa Valley Technical College and a student share their thoughts. Guests include paralegal instructor Linda Oliver; economics and sociology instructor Carmen Iannarelli; and marketing student Bettyann Nowak. Joining for a portion of the program is Congressman Ron Kind-D.
March 31, 2009: Wolves, coyotes and cougars in western Wisconsin on The West Side Outside. Regular guests Joe Knight of the Leader Telegram and Dave Carlson with Northland Adventures talk with DNR mammalian ecologist Adrian Wydeven. Edited due to phone connection drop-outs.
March 30, 2009: Is this a good time to hold referendums? Organizers of 2 in Dunn County will find out on April 7th. Taxpayers vote on whether to provide extra funding for the county's Health Care center. The advisory referendum asks if state-imposed levy limits can be exceeded by up to $500,000 a year indefinitely for the nursing home.
We'll also get details on a $9.3 million dollar school building referendum in the Dunn County school district of Elk Mound. Guests include School Board President Tim Sivertson and Vice President Jim Holte.
March 24, 2009: Child restraints - what's allowed in day treatment facilities and what's not - a new memo from the state spells out what's prohibited. It follows the death of a 7 year old girl from a restraint hold three years ago in Rice Lake. Guests include Jodi Pelishek with Wisconsin Family Ties in Rice Lake; Joyce Allen with the State Department of Health Services; Tom Johnston, Director of Marriage and Family Health Services; Jill Chaffee, Exec. Administrator with Northwest Counseling and Guidance Clinics; Liz Davis is grandmother of a teenager with emotional behavioral disabilities.
To read the Prohibited Practices memo Click Here.
March 23, 2009: The dilemma of how to keep up with demand for health care at free clinics in western Wisconsin. Guests include Executive Director of the Chippewa Valley Free Clinic in Eau Claire, Brent Hafele; nurse practioner Mary Richbourg volunteers there; the Chair of the Bd. of Directors of the Free Clinic of Pierce and St. Croix counties is Mary Conroy-Johnson; Kristina Anderson uses the clinic in River Falls for help with diabetes.
March 17, 2009: Western Wisconsin has sand deposits that are very attractive to oil and gas drillers. But some in Chippewa County are not happy about frac sand mining in their neighborhood. Guests include Gary Stone, Plant Manager of Canadian Sand and Proppant in Chippewa Falls; UW-Eau Claire environmental geology professor Kent Syverson does research in this area; Beth Walton is with the group Concerned Chippewa Citizens; Ken Schmitt is with the Town of Howard Loyalty to our Land group.
March 16, 2009: Western Wisconsin lawmakers talk about their challenges in coming up with a state budget. Guests include Representative Mary Hubler-D from Rice Lake and Representative Mike Huebsch-R from West Salem.
March 10, 2009: Despite efforts to protect children, there are still many who suffer abuse and neglect at the hands of their parents. Some with special needs qualify for Treatment Foster Care. What is it and are there enough foster parents available with the proper qualifications? Guests include Lutheran Social Service Treatment Foster Care Case Manager, Lauren Krukowski; LSS AODA Specialist, Jennifer Coyne, Eau Claire Circuit Court Judge Benjamin Proctor; foster parent, Leighan Nash.
March 9, 2009: There's new help in the form of a booklet developed in Eau Claire for parents of children who may not know the early warning signs of mental health problems. It's one part of a big statewide effort to integrate mental and physical health care. Guests include President of the Children's Mental Health Alliance in Eau Claire, Linda Klitzke; Rebecca Cohen is with the Bureau of Prevention, Treatment and Recovery at the State Division of Mental Health and Substance Abuse Services; Claude Gilmore is Youth Policy Director for the WI Div of Public Health; Brad Goeltz is a licensed psychologist with Marriage and Family Health Services in Eau Claire. For information on the "Child and Adolescent Mental Health" booklet go to www.cmhaec.com. More help at www.wimentalhealth.org
March 3, 2009: Some insight into the challenges lawmakers face as they try to put together the next state budget. Guests include Representative Scott Suder-R from Abbotsford and Representative Jeff Wood-I from Bloomer. Some editing due to bad cell phone connection.
March 2, 2009: Senators Kathleen Vinehout-D from Alma and Senator Sheila Harsdorf-R from River Falls talk about solutions to the state budget deficit and share their differing views on a statewide smoking ban and options for health care coverage.
February 24, 2009: How secure is the internet connection you use? Could a fired employee destroy your business on the way out? The primary focus of the Chippewa Valley InterSec 2009 conference in Eau Claire is "Securing Data in a Mobile World". West Side guests include CEO and President of DCS Netlink, Dane Deutsch from Rice Lake; President of Leadership Freedom, Lee Ellis in Atlanta; and Chair of the UW-Eau Claire Department of Information Systems, Tom Hilton. Conference info at http://intersec.dcsnetlink.com
February 23, 2009: The West Side Outside looks at why winter is maligned with author of Frozen Assets, Joe Knight. He's an outdoors writer for the Leader Telegram. Plus we talk with Mike Beno, the editor of Thor and More, a collection of Jay Reed's writings that appeared in the Milwaukee Journal Sentinel. Reed called himself a "swamp rat" who was raised in the Mississippi River sloughs near Nelson. Joining them with other book references that savor the outdoors is Dave Carlson, Host and Producer of the television program, Northland Adventures.
February 10, 2009:What does Ken De Meuse have to say about company layoffs? There are tough times all around for businesses trying to figure out if they'll survive the latest economic crisis and they better be careful about planning for layoffs. Ken De Meuse is Associate Vice President of Research, Leadership and Talent Consulting with Korn/Ferry International. For 17 years, he was part of the business faculty at UW-Eau Claire. His most recent book is 50 More Things you Need to Know: The Science Behind Best People Practices for Managers & HR Professionals.
February 9, 2009: The legacy of Aldo Leopold as seen through the eyes of two who teach his land ethic in their classes at UW-Eau Claire. Guests include geography Professor Sean Hartnett, English Professor John Hildebrand and sophomore geography student, Amy Brickheimer.
February 3, 2009: The challenge of becoming a more diverse university has sparked a discussion for Black History Month in Eau Claire. Guests include Director of UW-Eau Claire's Office of Multicultural Affairs, Jesse Dixon; African American History Professor, Selika Ducksworth-Lawton; English professor David Shih who's also the university's first Campus Equity, Diversity and Inclusion Fellow; Berlye Middleton is Program Director at the Chippewa Valley Correctional Treatment Facility and is a member of the Eau Claire City Council.
February 2, 2009: Regional lawmakers talk about legislative priorities - including the budget and how to change the way election campaigns are funded. Guests include Senator Pat Kreitlow-D from Chippewa Falls; Representative Kitty Rhoades-R from Hudson; and Representative Jeff Smith-D from Eau Claire.
January 27, 2009: A five million dollar budget shortfall has the Eau Claire Area School District looking for cuts. Already two athletic directors and some administrators have been cut and some employees wages have been frozen. Guests include Superintendent Ron Heilmann; Ron Martin is President of the Eau Claire Assoc. of Educators; Jack Norman is a tax research specialist with the Institute for Wisconsin's Future.
January 26, 2009: Wasted food at UW-Eau Claire got the attention of students who want to package and share it with needy residents in the community starting in February. Guests include President of the Campus Kitchens Project, Lindsey Johnson; Americorp Vista representative at UWEC, Dylan Thomas; UWEC Service Learning Director, Don Mowry; General Manager of Sodexo Food Service at UWEC, Christian Wise; and Director of Hospitality Services at Sacred Heart Hospital, Rick Beckler.
January 13, 2009: Confused about the conversion to digital television? Bring your questions to the experts. Wisconsin Public Television engineer, Pete McClean; WEAU-TV Chief Engineer, Ron Wiedemeier; and owner of Woods Electronics, Roger Wood.
January 12, 2009: Baseball in Eau Claire - former Major League Umpire Bruce Froemming will be with us. He umpired in Eau Claire in the late 1950's and will be the speaker at the first Eau Claire Baseball Hall of Fame banquet. Joining him is Leader Telegram sports writer and author Jerry Poling and Lou Kassera who anounced Braves games when Froemming was an umpire.
January 6, 2009: The West Side Outside program features ways to live with wolves, ice fishing conditions, and a moonlight snowshoeing event. Guests include the Leader Telegram's Outdoors writer, Joe Knight; Northland Adventures TV host and producer, Dave Carlson; Wolf specialist and Wildlife Educator at the Sandhill Outdoor Skills Center near Wisconsin Rapids, Dick Thiel; Public Affairs manager for the DNR's northern region in Spooner, Jim Bishop; and Naturalist at the Chippewa Morraine Ice Age Center in New Auburn, Rod Gont.
January 5, 2009: How is the western Wisconsin economy doing? Perspectives on manufacturing from the Northwest Manufacturing Outreach Center's Marketing Manager at UW-Stout, Frank Borg; with the labor outlook it's Matt Pronschinske with Workforce Resource, Inc.; and President of Charter Bank, Dean Olson has the banking/credit perspective.
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